Guinness Ghana Breweries Limited (GGBL.gh) listed on the Ghana Stock Exchange under the Beverages sector has released it’s 2012 interim results for the third quarter.For more information about Guinness Ghana Breweries Limited (GGBL.gh) reports, abridged reports, interim earnings results and earnings presentations, visit the Guinness Ghana Breweries Limited (GGBL.gh) company page on AfricanFinancials.Document: Guinness Ghana Breweries Limited (GGBL.gh) 2012 interim results for the third quarter.Company ProfileGuinness Ghana Breweries Limited manufactures and markets a range of alcoholic and non-alcoholic beverages for the Ghana domestic market and for international export. Its product offering includes spirits, beers, lagers and stouts as well as ready-to-drink products. Popular brand names include Guinness Foreign Extra Stout, Orijin Zero, Ciroc Ultra-Premium Vodka, Johnnie Walker Reserve Scotch Whisky, Ron Zacapa Rum, Malta Guinness, Star Lager, Gulder, Alvaro, Ruut Extra, Orijin Bitters, Smirnoff Ice and Smirnoff Double Black Ice. The company was originally founded to produce Guinness Foreign Extra Stout, otherwise known as Guinness. Its non-alcoholic beverage, Malta Guinness, is extremely popular and has captured 70% of the Ghana non-alcoholic beverages market. Guinness Ghana Breweries is a subsidiary of Diageo Plc. and is based in Kumasi, Ghana. Guinness Ghana Breweries Limited is listed on the Ghana Stock Exchange
Soap & Allied Industries Limited (SAIL.mu) listed on the Stock Exchange of Mauritius under the Building & Associated sector has released it’s 2015 interim results for the half year.For more information about Soap & Allied Industries Limited (SAIL.mu) reports, abridged reports, interim earnings results and earnings presentations, visit the Soap & Allied Industries Limited (SAIL.mu) company page on AfricanFinancials.Document: Soap & Allied Industries Limited (SAIL.mu) 2015 interim results for the half year.Company ProfileSoap & Allied Industries Limited is engaged in the production, distribution and sale of laundry, household cleaning, and personal care products in Mauritius. Within the company’s production line there are household cleaners for kitchens, bathrooms, floors, walls, beauty soaps, perfumed and non-perfumed bleaches to clean, disinfect, and deodorise, cosmetics that include shampoos, hair conditioners, shower gels, liquid soaps, liquid soap refills, custom made soaps for hotels and resorts, and dishwashing liquids offered. The company offers contract manufacturing services for retail chains as well and exports its product internationally, to countries that include, Comoros, Kenya, Madagascar, Mayotte, Reunion, Seychelles, South Africa, and Zimbabwe. Soap & Allied Industries Limited is listed on the Stock Exchange of Mauritius.
See all posts by Jay Yao I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Jay Yao | Wednesday, 24th February, 2021 | More on: HSBA Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Image source: Getty Images Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! “This Stock Could Be Like Buying Amazon in 1997” Simply click below to discover how you can take advantage of this. Our 6 ‘Best Buys Now’ Shares With the much anticipated return of a dividend (albeit only 15 cents per share for the interim period) failing to ignite the HSBC (LSE:HSBA) share price, the bank still trades for below book value. As of late February, HSBC shares trade for a price-to-book ratio of around 0.63. Here is one potential event I think that could send shares higher.The importance of interest rates to HSBCDue to the pandemic, central banks around the world have lowered interest rates to ultra-low levels. This has acted as a headwind for the bank. According to CEO Noel Quinn, HSBC “lost around $5.3 billion of net interest income” due to the lower rates. That has translated into an over 2 percentage point decrease in the bank’s return on tangible equity (RoTE).5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…The low rate environment is one of the reasons why management has focused more on the bank’s non-interest income business aspects. The environment is probably a key reason why management has a less ambitious goal of targeting “a RoTE of greater than or equal to 10% in the medium term” rather than their previous pre-pandemic goal of achieving a RoTE of 10%-12% next year. In terms of management’s expectations, they “don’t expect rates to rebound anytime soon” either.Given the importance of interest rates to the bank, I’d follow the announcements of the US Federal Reserve. If there are any hints of faster-than-expected interest rate normalisation coming out the Fed, I think that could send the HSBC share price higher. HSBC’s fortunes are affected by the Fed because the bank makes a lot of money from Hong Kong. Although it is a part of Greater China, Hong Kong’s monetary policy is affected by US interest rates due to its dollar peg.The HSBC share price: what I’d doAlthough the Fed has indicated that it presently favours lower interest rates, I’d nevertheless buy and hold HSBC stock given the current HSBC share price.I think there is a chance that interest rates could rise faster than expected in the medium term. Given the amount of stimulus that governments and central banks have enacted, inflation could be a potential problem in certain areas perhaps sooner than expected. If inflation were to be a problem, I reckon interest rates could potentially normalise faster.I also think HSBC’s dividend could increase in the future given management’s goal of paying 40%-55% for reported earnings per share (EPS) as a dividend for 2022 onward. Given that incomes in Asia will likely continue to increase as the region develops, I think management growing profits isn’t that difficult.With this said, management will need to make the right decisions. The bank hasn’t done well due to poor mergers and acquisitions in the past. It might not do well in the future if management makes bad deals or if the company fails to deliver the results the market expects. If interest rates stay low for longer than expected, management will likely have more work to do to meet estimates. Jay Yao has no position in any of the shares mentioned. The Motley Fool UK has recommended HSBC Holdings. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. HSBC share price: I think this potential event could send shares higher Enter Your Email Address I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. 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ArchDaily ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/288736/apartment-in-el-putxet-arquitectura-g Clipboard “COPY” Housing Spain Apartment in ‘el Putxet’ / ARQUITECTURA-G Save this picture!© José Hevia+ 18 Share Apartment in ‘el Putxet’ / ARQUITECTURA-GSave this projectSaveApartment in ‘el Putxet’ / ARQUITECTURA-G “COPY” Area: 150 m² Year Completion year of this architecture project ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/288736/apartment-in-el-putxet-arquitectura-g Clipboard Save this picture!© José HeviaRecommended ProductsHeatingFocusFireplaces – AgorafocusSkylightsVELUX CommercialModular Skylights – Atrium Longlight / RidgelightStonesCosentinoSilestone® Sunlit Days SurfacesCoffee tablesBoConceptMadrid Coffee Table AD21Text description provided by the architects. ARQUITECTURA-G was commissioned to transform a 150sqm groundfloor studio into an apartment. In the context of a low budget, the key decision was to act only over the interior layout and the floor. The original walls of the house have remained intact so the intervention, basic but categorical, consists in the articulation of space by a set of vertical planes. The Project pursues the visual relation with the outside terrace, being light and vegetation constant across the oblique arrangement of the project’s elements.Save this picture!© José HeviaThis oblique arrangement strangles and widens space, creating spots of different kind. This new partitions don’t actually touch the original walls or reach the height of the ceiling, making clear the difference between the new and what already was there.Save this picture!© José HeviaAs for the choice of materials, there is a pronounced Mediterranean accent. Vertical surfaces are covered in shiny materials such as glazed ceramic tile or mirror, so the light coming from the outdoor terrace is multiplied. In addition to the reflection of light, we see the contrast between the pure geometry of the new partitions and wild vegetation in their reflections. The floor is finished with ceramic as well, but in this case with unglazed clay tiles, which brings a dose of warmth in contrast to vertical planes.Save this picture!© José HeviaProject gallerySee allShow lessMobilicity Tirana Competition Entry / vGHcompanyArticlesDaegu Gosan Public Library Competition Entry / École Architects + AAKAAArticlesProject locationAddress:Barcelona, SpainLocation to be used only as a reference. It could indicate city/country but not exact address. Share Projects 2012 CopyAbout this officeARQUITECTURA-GOfficeFollowProductConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousingRefurbishmentAdaptive reuseARQUITECTURA-GBarcelonaSpainPublished on November 02, 2012Cite: “Apartment in ‘el Putxet’ / ARQUITECTURA-G” 02 Nov 2012. ArchDaily. Accessed 11 Jun 2021.
Howard Lake | 15 July 2010 | News Fundraising consultants John Grain Associates (JGA) have relaunched their website and joined Twitter and Facebook. The new site is designed to be easier to navigate, and it retains the popular free download section of fundraising guides.The latest free download is ‘The A-Z of Getting A Direct Mail Appeal Out of the Door and Onto the Mat’. It is written for small and medium sized charities, and those who are contemplating direct marketing for the first time and want to avoid some of the many pitfalls that are out there.At the same time JGA has joined Facebook and Twitter at @JohnGrain.Director, Claire Newton, said: “At JGA we have been increasingly working with clients on online activities and initiatives and have been looking at ways to share some of the learning and research work that we have been engaged in. The new website and our new downloads, Facebook, and Twitter will help us do this more quickly and more effectively than ever before”.JGA was founded in 2004 as a specialist fundraising consultancy and creative agency.www.johngrainassociates.com AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis2 16 total views, 2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis2 Tagged with: Consulting & Agencies Digital New website and social media presences for John Grain Associates About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.
AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis14 About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via www.thepurplepim.com. Tagged with: Awards insight 2019 Insight in Fundraising Awards shortlist announced Melanie May | 24 April 2019 | News 348 total views, 3 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis14 347 total views, 2 views today Advertisement Oxfam, Dogs Trust, and Macmillan as well as smaller charities including Julia’s House and The Children’s Trust are among those shortlisted for this year’s IoF Insight in Fundraising Awards. Suppliers are also in the running for the Institute of Fundraising’s Insight SIG awards, including Wood For Trees, DTV & JAA, and Eden Stanley. The Insight in Fundraising Awards winners will be announced on 12 June at a ceremony held at London’s RIBA.Now in their eighth year, the The Insight in Fundraising Awards recognise excellence in insight, results and people, and celebrate the successes and achievements of analysts, database marketers, researchers and online fundraisers using insight to drive great fundraising.The 2019 shortlist includes:Best Use of Data and Analysis in Digital Fundraising Cancer Research UKAlzheimer’s Research UK & BoldlightCats Protection & Care2 Best Use of Insight to Improve Your Donor Experience British Red CrossNDCSWoodland TrustDogs TrustOxfam Team of the Year British Red CrossCancer Research UKCats ProtectionOxfamMost Powerful Use of Insight in One-to-One FundraisingMacmillan Cancer SupportBrooke Hospital Most Powerful Insight Using Data Analysis Marie Curie & REaD GroupSalvation Army & Marketing MetrixBritish Red CrossWoodland TrustBlue Cross & Wood for TreesCats Protection, Wood for Trees & DMS AgencySt John Ambulance & Wood for TreesCancer Research UKMost Powerful Insight Using Research OxfamThe Institute for Sustainable Philanthropy and TearfundScope & Eden StanleyWoodland TrustMacmillan Cancer SupportBest Use of Insight in a Small to Medium Sized CharityThe Children’s Trust & Wood for TreesJulia’s House & Wood for TreesMost Powerful Use of Insight in Mass Fundraising Salvation Army & Marketing MetrixParkinson’s UKUnicef & Humankind ResearchBluefrog Fundraising & Rethink Mental IllnessShelterBox & The Good AgencyGreat Ormond Street Hospital Charity & QLIKCats Protection Supplier of the Year Wood For TreesDTV & JAAEden Stanley Rising Star & Outstanding Contribution winners will be announced on the night.
The International Forum for Justice in Palestine drew hundreds from Palestine and Palestinian solidarity activists from around the world to Beirut Feb. 22-23. Organized by Ma’an Bashour and the International Arab Center for Communication and Solidarity, the forum included representatives of all the major Palestinian organizations. There were also representatives of Hezbollah, Amal and other resistance groups in Lebanon; Syriza in Greece; the Tunisian Popular Front; ambassadors from Venezuela, Cuba, Sudan, Iran and Syria; and popular organizations from Ireland, Canada, France, Turkey, Algeria, Yemen and India, among others.The delegation from the United States included anti-war and human rights activist Ramsey Clark, former U.S. Congresswoman Cynthia McKinney, human rights attorneys Abdeen Jabara and Curtis Doebbler, Brian Becker of Answer, Lamont Lilly of FIST (Fight Imperialism, Stand Together) and Sara Flounders of the International Action Center.In photo, Lilly addresses the international forum on the Black Lives Matter movement and the links of solidarity with the Palestinian people fighting for their homeland and self-determination.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare this
KosovoEurope – Central Asia KosovoEurope – Central Asia June 29, 2020 Find out more Reporters Without Borders today called for a thorough probe into a shooting on 23 September in central Kosovo in which Fatmire Terdeci, an investigative journalist with the Albanian-language daily Koha Ditore, was injured.”We expect the Serbian and Kosovar authorities and the United Nations Interim Administration in Kosovo (UNMIK) to do everything possible to identify and punish those responsible for this attack,” the organisation said.Reporters Without Borders said it was essential to know if the shooting was linked to Terdeci’s work as journalist. “If it is, it will pose a threat to all journalists in Kosovo who are investigating sensitive issues such as corruption and organised crime.” Terdeci, aged 30 and seven months pregnant, was travelling with several other people in a vehicle belonging to the humanitarian NGO Caritas near the central town of Glogova when they came under fire from unidentified gunmen in another vehicle and one of the shots hit her in the shoulder.She was hospitalised in Pristina where doctors said her injuries were not critical, either for herself or the child.Terdeci is known for her reports about corruption and organised crime. She told Reporters Without Borders she did not know why they were fired on, but she ruled out the possibility that Caritas was targeted because the NGO is very popular in the region.”On the other hand, I don’t rule out the possibility that it was linked to the coming elections (legislative elections on 23 October), or that it just a mistake. But deep down, I cannot help thinking that it may have been because of my articles,” Terdeci added, acknowledging that she has received threats in the past.Koha Ditore editor Agron Bajrami told Reporters Without Borders he did not know whether the shooting was linked to Terdeci’s investigations. “Fatmire Terdeci is an investigative journalists who is well known for her articles on very sensitive subjects. She has tackled so many sensitive subjects that it is hard to pinpoint one in particular that might have been the reason for this attack.” RSF_en Receive email alerts Follow the news on Kosovo Nearly half of UN member countries have obstructed coronavirus coverage Concern about investigative reporter’s disappearance in Serbia News to go further Organisation News News News September 27, 2004 – Updated on January 20, 2016 Investigative journalist injured in shooting Kosovar investigative journalist assaulted in Pristina Help by sharing this information June 14, 2018 Find out more August 18, 2017 Find out more
Krista Franks Brock is a professional writer and editor who has covered the mortgage banking and default servicing sectors since 2011. Previously, she served as managing editor of DS News and Southern Distinction, a regional lifestyle publication. Her work has appeared in a variety of print and online publications, including Consumers Digest, Dallas Style and Design, DS News and DSNews.com, MReport and theMReport.com. She holds degrees in journalism and art from the University of Georgia. in Daily Dose, Featured, Government, Headlines, News Current Mortgage Performance Rate Rises to 93% Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Share Save Data Provider Black Knight to Acquire Top of Mind 2 days ago Delinquency Foreclosure Mortgage Performance OCC 2014-06-27 Krista Franks Brock Mortgage performance is on the rise, and foreclosures are on the decline at the nation’s largest banks, according to the first-quarter Mortgage Metrics Report from the Office of the Comptroller of the Currency (OCC). Representing 48 percent of outstanding first-lien residential mortgages, the OCC report includes data on mortgages at the nation’s seven largest servicers, based on portfolio size, and one federal savings association.The percentage of current, performing mortgages rose to 93.1 percent in the first quarter of this year, up from 91.8 percent in the fourth quarter of last year and from 90.2 percent a year ago, according to the OCC. The first quarter marks the sixth straight quarter of improvement in loan performance, according to OCC data.At the same time, the number of loans in some stage of the foreclosure process at the institutions declined 52.3 percent over the year to the lowest level the OCC has recorded since September 2008. About 1.8 percent of the loans are in foreclosure as of the end of the first quarter.The number of foreclosure starts in the first quarter is down 49.1 percent from the start of the year, while the number of foreclosures completed in the first quarter is down 33.9 percent from a year ago.The OCC attributes declining foreclosures to a few factors, including “improved economic conditions, aggressive foreclosure prevention assistance, and the transfer of loans to servicers outside the reporting banks and thrift.”Mortgage delinquencies at OCC-observed institutions are also on the decline. As of the first quarter, 2.1 percent of mortgages at the nation’s largest servicers were 30 to 59 days delinquent, a record low for the Mortgage Metrics Report, which debuted in the first quarter of 2008.The serious delinquency rate is 3.1 percent, down from 3.5 percent in the previous quarter and from 4.0 percent in the same quarter last year. The OCC considers a loan seriously delinquent if it is 60 or more days past due or at least 30 days past due if held by a bankrupt borrower.An up-close look at the 93.1 percent performance rate reveals a higher success rate among loans held by Fannie Mae and Freddie Mac than other government-guaranteed mortgages.At the end of the first quarter, 96.7 percent of Fannie and Freddie loans were current and performing, while 88.4 percent of other government-guaranteed loans held this status. Both categories of loans, however, improved performance from last year.While the OCC points to “aggressive foreclosure prevention assistance” as contributing factor to declining foreclosures, the report found a 32.1 percent decline in home retention actions from a year ago.Regardless, home retention efforts outweighed home forfeiture actions more than threefold in the first quarter—237,133 home retention actions in contrast to 71,678 home forfeiture actions.Over the three-month period, servicers administered more than 65,000 loan modifications, about 71,000 trial plans, and about 100,000 payment plans.Among newly modified loans, 91 percent included reduced monthly payments, and 58.6 percent included payment reductions of at least 20 percent.About 73.3 percent of loans modified in the first quarter included reduced interest rates, and 78 percent included loan term extensions.While loans modified through the government’s Home Affordable Modification Program (HAMP) included greater average payment and interest reductions, according to the OCC’s report, the OCC did point out that the program’s stringent qualifications make it available to fewer borrowers than proprietary modifications.HAMP modifications increased significantly over the first quarter of the year, up 49 percent from the previous quarter. In contrast, other modifications decreased 33.4 percent. On the other hand, HAMP trial period plans decreased 26.9 percent over the quarter.In total, servicers at the large loan servicers the OCC observes have modified nearly 3.5 million loans from the start of 2008 through 2013. As of the end of the first quarter of this year, 60 percent of those modified loans were active. The other 40 percent were paid in full, liquidated, or transferred to another servicer.Of the active modified loans, 69.9 percent were performing at the end of the first quarter, according to the OCC report. Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago About Author: Krista Franks Brock Home / Daily Dose / Current Mortgage Performance Rate Rises to 93% Previous: Fannie Mae Revises First Quarter Forecast Next: GSEs Foreclosure Prevention Actions Nearly 3.2M through Q1 Tagged with: Delinquency Foreclosure Mortgage Performance OCC The Best Markets For Residential Property Investors 2 days ago June 27, 2014 1,320 Views Demand Propels Home Prices Upward 2 days ago Print This Post Servicers Navigate the Post-Pandemic World 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Demand Propels Home Prices Upward 2 days ago Sign up for DS News Daily The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Related Articles Subscribe
NYPD via Twitter(NEW YORK) — Police are investigating the abduction of a New York boy who was abducted on Monday when his family’s car was stolen.Six-year-old Ronald Mowatt was sitting in the back of a white Acura MDX in Brooklyn when a thief drove away with it at around 1 p.m., according to police. Investigators said he was located in Brooklyn about three hours later, but they did not offer any additional details.“UPDATE: Six-year-old Ronald Mowatt has been found in #Brooklyn and is safe,” NYPD Chief Terence Monahan tweeted Monday afternoon. “The investigation is ongoing. Please call @NYPDTips with any info.”The vehicle was stolen from Rockaway Parkway and East 96th Street in Brooklyn, the New York Police Department said. It was last seen heading northbound on East 96th Street.Officers with the NYPD shared images of young Ronald as well as the missing vehicle on Twitter on Monday afternoon in a desperate appeal for the public’s help.Anyone with information is urged to contact the NYPD’s tip line or call 911.Copyright © 2019, ABC Audio. All rights reserved.