Is your credit union ready for Hispanic homebuyers?

first_imgBegin your strategy to connect with them Wallace JonesAs a leading mortgage partner within the credit union industry, we are often asked what the future of home lending will look like. Will rates go up? Will compliance struggles prevent growth? Will lending thrive?Thriving depends in part on this key question: How well do you know the future borrower?While rates remain historically low, it’s inevitable that they will go up. Compliance struggles continue to be a part of the lending atmosphere, but they will be managed and eventually become less burdensome. Therefore, lending will continue. Whether or not it thrives will be up to your credit union and how well it adapts to the marketplace. Sounds simple enough, but without the proper research and preparation, your credit union’s home loan program could become stagnant or even shrink.Determining the future borrower starts with knowing about household growth. The growth of households is one of the most important predictors of potential home ownership gains. Knowing exactly who your borrowers are, what they need, and how to reach them will decide your success in lending. These facts about the growth of the marketplace suggest that credit unions need to get to know how to serve Hispanic consumers. continue reading » 4SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Deadly crash closes Florida Turnpike SB lanes in St. Lucie County

first_imgAccording to reports, all southbound lanes of the Florida Turnpike are closed before the Fort Pierce exit due to a fatal crash near mile marker 164.This story is developing.last_img

Clippers’ Blake Griffin at peace with grueling workouts

first_imgPLAYA VISTA — By the time Blake Griffin stood in front of the microphones and the cameras before Friday’s Clipper practice, sweat poured down his face. It wasn’t the lights or the unseasonable Southern California heat. It was the intense workout he completed before starting the next one.After he spoke to the press, he went on the court to work with assistant coach John Welsh, draining 3-pointers, driving to the basket near full speed.With the Clippers less than a week away from their season opener, one thing has come into focus. Blake Griffin will not be proceeding with caution.“I’ve felt great, as good as I’ve felt in several years,” Griffin said. “(It’s) kind of surprising actually. I felt good going into camp, but you never know how you’re going to respond to a lot of live situations and a heavy load. But I’ve felt great.” “It tells you where his health is, and that’s all good news for us.”Griffin has adjusted his routine, spending more time working on his legs in the weight room, something he said he’d gotten away from in recent years. He has looked explosive in his workouts, and in the Clippers’ six preseason games, he’s been the team’s leading scorer.The game minutes combined with the intense practices and grueling workouts have given Griffin something he didn’t have much of last year — peace of mind.“Absolutely,” he said. “Playing back-to-backs or having several hard days of practice in a row and then a game and still feeling fine the next day, still being able to get all my work in and do even more is reassuring.”NotesForward Luc Mbah a Moute was cleared to practice on a limited basis Friday after suffering a right knee contusion in the Clippers’ final preseason game in Sacramento. Paul Pierce remained out with a sprained ankle. … For the second consecutive day, members of the Clippers’ second unit began practice 30 minutes early to run through the team’s offensive schemes 5-on-0. “Some of those guys have and some of them haven’t,” Rivers said. “And when you put them together, you just got to get the continuity down. So, we have a whole week to do it.” Griffin missed most of the regular season last year with a torn quadriceps muscle in his left leg. He returned in time for playoffs, but he aggravated the injury in Game 4 of the first round just minutes after Chris Paul was lost for the season with a broken hand.He didn’t need surgery to repair the injury, though a bone marrow procedure cost him a portion of the summer.While he was cleared to be back on the court before training camp, there was talk early in the preseason about easing Griffin back into things.It just never happened.“He’s been far better. There’s no hold back. You don’t have to,” Clippers coach Doc Rivers said. “Just logically thinking going into the year, you thought you may have to (hold him back). But you don’t. That tells you the superb athlete he is.center_img Newsroom GuidelinesNews TipsContact UsReport an Errorlast_img read more